ATTENTION REAL ESTATE PROFESSIONALS:

Did you know that 1 out of every 5 homeowners owe more than what their properties are worth in the United States. Estimates are that 12 -15 million people are upside down on their homes right now! Are you concerned about your real estate future? Do the words depression, recession, and bailouts have you worried? Foreclosures are at all time highs. Experts are telling us that this is the worst real estate market since the Great Depression.

So is it time to give up or go to work? Is it time to throw in the towel or throw a party?

We here at LEM Financial believe that this market is posing a great opportunity for real estate agents. America is on sale right now. Lenders are giving us huge discounts. Interest rates are predicted to go as low as 4.5%.

This window of opportunity will not last forever. We are here to help agents make lots of money providing a service most agents are going to miss out on. Give us a call at 801-678-9355; 800-827-9808 or email lance@lemfinancial.com to find out how.

If you have any of the following types of listings you need to call us today:

1. There is more owing against the property than the property is worth.
2. You have sellers that will not reduce their list price because they want to satisfy what is owed against the property.
3. You have a stale listing that has had little to no activity within the past 30 days or more.
4. You have had the property listed for more than 60 days with no offers.
5. You are listing a property that is in pre-foreclosure or in active foreclosure.
6. Have short sales that are consuming all of your time.

If you have any of the above types of listings or are just looking for leads to new listings please call us today for a free, no obligation consultation. Call us at 801-678-9355, 800-827-9808, or send me an email at lance@lemfinancial.com.

SHORT SALE SPECIALISTS
We offer the following:

1. Negotiation experts: We negotiate short sales with all of the major lenders. Through our contacts in the industry we are able to get deals in front of the right people…. the people that can make decisions. We have the knowledge and expertise to get short sales approved!

2. Time: Focus on what you do best, selling homes! We know your time is of great value. Why spend 40 - 80 hours of your time on one listing trying to negotiate a short sale. Your time is of much more value doing other things, like getting more listings. All we ask is that your sellers provide us with the initial short sale paperwork that is required by the lenders and we do the rest.

Most people that have completed short sales will tell you this process can generally take 6 - 9 months. We get approvals within 60 - 90 days!

3. Experience: We have been doing loss mitigation services for 14 years. We have worked for several major lenders so we know what they want.

4. Cost effective: Some agents hire their own staff to negotiate short sales but have found that few people have experience in short sale negotiations, making the training of new employees very costly and time-consuming. The cost of hiring, training, salary, desk space, materials, and liability do not justify the revenue. Using our services is the most cost effective way to handle your short sale needs.

We are paid by the lender for our service. Our fees depend upon volume and listing price. Our fees range between .5 - 1%.

5. Foreclosure postponements: Do you need a foreclosure sale postponed? We can get it done for you. We can often get sales postponed for several months to allow the sellers the time they need to sell their home.

6. Listings: We can help you find several listing opportunities through our proven methods. With our service it allows you to market to homeowners that need short sales or are in foreclosure.

7. Updates: We provide you real time updates. You can email or call us anytime for updates on your files. We provide a weekly summary email for all the activity on your short sales as well.

8. Investors: We have several investors that come to us and are looking for properties being sold on short sale basis. We will introduce these investors to your property.

Call us today at 1-800-827-9808 or 801-678-9355 or send me an email at lance@lemfinancial to schedule a time for a free short sale consultation. Thanks for your time.

Lance Munson
President/CEO
Phone: 801-678-9355
Fax: 801-593-1802
email: lance@lemfinancial.com